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Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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Five Signs Your Rent Is About to Go Up
If you see these signs, start preparing for a rent increase, because it’s coming.
How to Avoid Counterfeit Products on Amazon
Yes, even products with that Prime checkmark could be a dupe.
Why Are TikTok Influencers Pushing Life Insurance Over 401(k)s?
Insurance can be an investment vehicle—but it's not exactly retirement planning.
Why ‘Underconsumption Core’ Is Blowing up on TikTok
For once, a TikTok-based financial trend isn't terrible.
Four Things to Consider When Choosing Your First Credit Card
If you’re starting out on your credit journey, you have a lot of choices—and a lot of considerations to keep in mind.
How 'Information Bias' Can Derail Your Investing (and Ways to Avoid It)
With the stock market in turmoil, here's how you can keep a clear head.
The Most Strategic Time to Pay Your Credit Card Balance
Paying off your credit card immediately after every purchase could actually hurt your credit.
Four Ways to Protect Yourself From Getting Scammed by a Mechanic
If you don’t know much about cars, you’re at the mercy of the person who does. But you can defend yourself with a few simple steps, and by knowing what to look for.
How Someone Can Ruin Your Credit Without Committing Identity Theft
Sometimes the call is coming from inside the house.
Six Ways to Maximize Your Credit Card Rewards
And tips for choosing the best card for you.
How to Decide What Time of Year to Retire
You’re ready to stop working and start the next phase—but choosing the exact day and month that you retire can have an impact on your finances, tax situation, and happiness.
Stop Checking Your 401k So Much
Staring at it won't make the number go up–you'll only freak yourself out.
How to Claim Your Share of the $15 Million Cash App Data Breach Settlement
You could be entitled to a $2,500 payout—but you need to act.
Student Loan Forgiveness May Be on Its Way After All
Look out for an email from the Biden administration to see if you qualify.
What Is the Average Personal Loan Interest Rate (and Why It Matters)?
If your credit score is strong, you'll likely qualify for relatively low interest rates.
Watch Out for These Red Flags in a Realtor Contract
The old rules for buying and selling homes are out the window,.
Why Assuming Someone Else’s Mortgage Is Probably a Bad Idea (Even If the Interest Rate Is Low)
Assuming an existing mortgage might get you a low interest rate, but it comes with a long list of downsides.
The Pros and Cons of 529 Prepaid College Tuition Plans
By the time your kid is ready for college, who knows how much a college education might cost?
Seven Home 'Upgrades' That Aren’t Worth the Money
They might seem like pluses when you're house-hunting, but you'll probably come to regret them.
What to Do If You’re Sued in Small Claims Court
It pays to take small claims court seriously.