Credit Cards

You don't have to choose one over the other, but these lending products have certain pros and cons.

If you shop online (which I know you do), consider adding a virtual credit card.

Getting access to more credit can be tricky, but not impossible.

Don't overlook the most straightforward approach to getting a better interest rate.

A balance transfer is a tool, but not a long-term solution.

You could get short-term cash, but it comes with a painfully high price tag.

It's usually a bad move—except for certain circumstances.

Knowing this will help you minimize the amount of interest you pay.

Minimize interest fees by understanding your card's grace period.

Understand how creditors decide whether to extend new credit to you or give you additional credit.

You can still get approved for a credit card without having a credit history.

Rewards cards and airline miles often offer boring stuff like cash or travel upgrades, but wouldn’t you prefer a ... socks subscription?

Building credit without credit cards does require some creativity, but it's definitely possible.

Locks and freezes are tools that help protect you against credit fraud.

If you’ve got miles or points piling up, there are more ways to use them than you think.

Having trouble qualifying for loans or credit cards? A credit repair service can help.

And while we're at it, why you shouldn't keep your hotel key card next to your phone.

A credit freeze can protect you from identity theft—but sometimes you’ll need to lift that freeze for credit or job applications.

Use this simple payment schedule to send your credit score in the right direction.

By cutting late fees, over 45 million card users could save an average of $220 annually.