Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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The Difference Between Hard and Soft Credit Inquiries
Understand how creditors decide whether to extend new credit to you or give you additional credit.
Five Ways to Get a Credit Card Without Any Credit History
You can still get approved for a credit card without having a credit history.
Five Rewards Programs That Offer More Than Cash Back or Airline Miles
Rewards cards and airline miles often offer boring stuff like cash or travel upgrades, but wouldn’t you prefer a ... socks subscription?
Why You Should Use 'AM Best' Ratings Before Buying New Insurance
Find a stable, secure insurer that you can count on when you need to file a claim.
Six Ways to Build Credit Without a Credit Card
Building credit without credit cards does require some creativity, but it's definitely possible.
Six Ways to Tell You’re About to Move Into a Bad Neighborhood
Buying or renting a home isn’t just about the property—it’s moving your life into a specific place.
Why the Fed’s Rate Pause Is Good News for Savers
To keep fighting to lower inflation, the Fed opted to keep the federal funds paused.
Do This by June 30 If You Want Loan Forgiveness This Year
Borrowers now have until June 30 (instead of April 30) to consolidate certain federal student loans.
How to Use 'Buy Now, Pay Later' to Help (Not Hurt) Your Credit
It may help responsible users establish or build credit.
'Spaving' Is Not a Smart Financial Hack
Don't be fooled by the "spaving" trend—it's an overspending trap.
Why All Married People Need a Post-Nuptial Agreement
You should consider a post-nuptial agreement—because people and relationships never stop changing.
You Might Need Car Insurance Even If You Don't Own a Car
If you drive someone else’s vehicle regularly, you need non-owner car insurance.
Why GameStop Stock Is Hot Again (and Why You Shouldn’t Trust the Hype)
GameStop's stock (GME) skyrocketed over 500% in the last month, and is already falling back down to Earth.
The Difference Between a Credit Freeze and a Credit Lock (and When to Use Each)
Locks and freezes are tools that help protect you against credit fraud.
These Are the Jobs That Still Offer a Pension
Pensions may seem like a relic of the past, but some industries still offer these coveted retirement plans.
How Much Car Insurance Coverage Do You Really Need?
You don’t want to wait until after an accident to find out what your policy does and doesn’t cover.
Eight Subtle Signs Your Identity Has Been Stolen
The effects of identity theft can be immediately, catastrophically obvious—or you may be compromised for years without knowing it.
How to Get the Best Refinance Rate on Your Mortgage
The lower the interest rate, the more affordable your refinanced mortgage payments will be each month.
The Real Cost of a Peloton
The bike is one thing. The accessories are another.
When (and Why) You Need a 'Party Wall Agreement' With Your Neighbors
If you have a disagreement with your neighbor over shared property, things can get weird fast.