Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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Wayfair Is Having a '72-Hour Closeout' Sale to Compete With Prime Day
Wayfair is running a "72-Hour Closeout" sale during Prime Day.
You Should Take Advantage of Best Buy's Prime Day Competition Sale
Best Buy's "Black Friday in July" sale wants to rival Amazon's Prime Day.
How to Tell If Someone Is Actually Rich
Plenty of people do "fake rich" to impress, intimidate, or sell something to you.
The Nine Best Places to Buy and Sell Used Kids’ Clothes Online
Because kids grow fast, and clothes get expensive.
Here's What Happens When You Miss a Mortgage Payment
If you find yourself unable to make a mortgage payment, don't panic—but do take action.
Why Car Flipping Isn’t the Side Hustle People Think It Is
Just like a house, you can flip a car—but there are a lot of reasons you shouldn’t.
Why Matched Betting Is a Terrible Idea (Even If It Works)
Matched betting is, technically, guaranteed profit. It’s still not worth it.
Why a 40-Year (or Longer) Mortgage Is a Terrible Idea
Longer mortgage terms mean lower monthly payments—but in the long term, you’ll pay way more than you should.
When to Request Repairs After a Home Inspection (and When a Credit Is Better)
Post-inspection negotiations are an art.
How to Cancel a Credit Card (and When You Should)
Consider these things before you make the decision to cancel a credit card.
What Is a Signature Loan, and How Does It Work?
If you’re looking for a loan that doesn’t require you to have collateral, this could be the right move for you.
You Should Put Your Money in a Local Bank
Massive national and online banks may entice you with convenience and a broad range of services—but there are many reasons why banking local is a better idea.
What Is the 'Die With Zero' Movement (and Is It Right for You)?
Challenge traditional saving habits by focusing less on retirement, and more on the here and now.
Three Things You’re Better Off Self-Insuring
Sometimes you’re better off practicing some robust self-insurance instead of paying through the nose.
The Differences Between a Line of Credit and a Credit Card (and When to Use Each)
You don't have to choose one over the other, but these lending products have certain pros and cons.
Five Things to Do a Year Before You Retire
You're retiring next year—congrats! Now let's make sure it goes smoothly.
Why We Might Be in a 'Silent Recession'
If economists say the economy is strong, why do so many of us feel like we're living in a downturn?
Seven Post-Retirement Side Hustles That Offer More Than Money
If you're bored or lonely, these side hustles will make your retirement better.
How to Know If It's a Good Time for a Roth IRA Conversion
With Trump-era tax cuts set to expire next year, now might be the best time to take advantage of a Roth IRA.
Seven Different Ways to Budget (and How to Pick the Best One for You)
There are plenty of systems for saving money and managing your expenses, and they all work—for somebody.