Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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How to Freeze, Unfreeze, and ‘Thaw’ Your Credit (and Why You Should)
A credit freeze can protect you from identity theft—but sometimes you’ll need to lift that freeze for credit or job applications.
Three Practical Uses for All Those Worthless Pennies
Pennies aren’t worth much, but there are ways to make them useful.
Why You Should (Almost) Always Renovate Your Home in Phases
Save your sanity by breaking your home-renovation plan into discrete projects.
How to Choose Between Target-Date Funds and Index Funds
Both are often the funds of choice, and your decision depends on how hands-on you want to be.
How to Spring Clean Your Finances
Break out that (figurative) feather duster and give your budget a thorough once-over.
You Might Not Have to Pay That Old Invoice
Out of nowhere you received an old invoice for something that happened two, three years ago—or longer. Can they still bill you for something that old? Maybe.
SIPC Is the Closest Thing You'll Get to Investing Insurance
Where FDIC insurance protects your bank account, SIPC insurance protects your assets in a brokerage account.
Strange Tax Deductions You Might Not Know About
Did you know the IRS may allow you to deduct your gambling losses?
Five Situations You Should Be Using a Contract (and How to Make One)
It’s pretty easy to write a legally binding contract. You should be using them a lot more.
How to Start a 'Backdoor' Roth IRA (and When You Should)
Even if your income exceeds contribution limits for a Roth IRA, there's still a way to fund one.
How to Oust Your Condo Board or HOA
Lawsuits against incompetent or malicious condo boards or HOAs are difficult because the law favors them. But there’s one thing you can almost always do: Petition to remove them.
You Should Run a Background Check on Your Future Landlord (and Yourself)
Check out your potential landlord—and find out what red flags they might find on you.
Five Tax Deductions You Shouldn’t Miss Out On
By maximizing your deductions, you can reduce your taxable income and potentially save a significant amount on your tax bill.
The Four Tax Myths to Be Aware of in 2024
Avoid costly mistakes (and headaches) when you're filing your taxes on April 15.
Why You Should Open a 401(k) at a Short-Term Job
Even if you're job-hopping, you should still be thinking about retirement.
The 15/3 Hack Could Boost Your Credit Score
Use this simple payment schedule to send your credit score in the right direction.
How to Get a Mortgage When You’re Self-Employed
It might more challenging compared to traditional employees, but it's not impossible.
The Best Beauty and Personal Care Products in Amazon's Big Spring Sale
It's time to splurge on some curling irons and microcurrent devices.
When to Get a Tankless Water Heater (and When Not To)
If you have a large family or a small space, a tankless water heater may be more trouble than it’s worth.
When It’s Actually a Good Idea to Remove a Bathroom
More bathrooms isn't always better, despite what we've been told.